Name the timing concern
Share the property location and any timing concern you want us to understand. Keep speaking with your lender and qualified advisors about your options and any notices you have received.
Behind on payments · San Diego County
When payments feel heavy, get clear on the sale option.
Financial pressure can make a property decision feel urgent. We can discuss whether a direct sale may fit your situation, explain the proposed purchase terms, and be clear about what still needs to be checked.
Start with a conversation. Review any offer before deciding.
A practical starting point
Before you choose a path.
Compare the proposed sale terms
Look at the proposed price alongside balances, transaction costs, conditions, and your moving plans. A headline offer is not a confirmed amount you will receive.
Make room for a realistic decision
Tell us the timing you are working toward. We cannot promise a closing date, stop a foreclosure, resolve a loan, or guarantee that a sale will cover what is owed.
Keep the first step simple
What helps us understand the property
No sensitive documents are needed to start. The main property form stays short.
- Property address, condition, and occupancy
- Your preferred timing and any date you want to discuss
- A general sense of the balances or other issues you are reviewing with your advisors
- What you would need from a sale to decide whether it fits
Clear about our role
A property inquiry is not foreclosure assistance, debt relief, or legal or financial advice. Shefa cannot change lender or court deadlines. Ask your lender, attorney, or qualified housing counselor about those matters; do not rely on a possible offer to resolve them.
Questions before we talk.
Will an inquiry commit me to selling?
No. You can discuss the property and review a possible offer before deciding whether to proceed.
Should I send my loan documents through the website?
No. Start with the short property form. Do not send account numbers, identity documents, or private financial records in an initial inquiry.
Your property. Your pace.
Let's see whether a direct offer fits.
Tell us the basics, or choose a time to speak with Felix.